Starting a business is tough work, but obviously satisfying and challenging. One of the toughest things is getting together the money to start your business.

It would be nice to have unlimited amounts of money stashed away, but many times ideas strike while you’re not in the best position to spend it.

Credit cards are risky, and getting a bank loan is quite the whirlwind process which also might include putting up your house for collateral.

Also having a large payment coming out of your business each month when you’re starting out can cause a strain on your business.

In the business my family started, we tried the bank route but were lucky to find someone who helped us out by working out a loan that helped us start and grow our business. I know, not everyone can be so lucky.

Up until the last couple years only accredited investors could invest in start-up companies. Look up being an accredited investor, you have to have quite a bit of money.

New laws have been passed to allow unaccredited investors, to invest in start-ups and growing companies. On the local level, it’s called MNvest and it’s a great way for companies to raise funds.

I am trying to start up a conversation about this, and maybe even a company. If you’re interested in the concept, check out www.minnefund.com and get on our e-mail list for details as it all becomes clearer.

Other Equity Crowdfunding Links.